Making money is a process. Everyone is supposed to see it this way. it is only in the dictionary that success comes before work. Theory only doesn't guarantee success, consistent practice is highly required. This isn't accounting 101 or entrepreneurship 101 or economics 101. This is real life situation. Real financial education exist outside the classrooms. You need to be tutored by an entrepreneur that is actually doing business in the real world and not a professor of business administration or economics who teaches theory all the time.